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It’s kind of like horse race handicapping. If you’re smart, you wouldn’t bet on a horse without studying its past performance. So why do you bet on the lottery without studying what the numbers have done in the past?

The concept is similar to point 2. The idea is to hold lesser cash. When you open your wallet and find that you only have $5, chances are you’re less likely to spend it. Of course, if you do need to spend it, you’ll have to withdraw money from your ATM card. This gives you more time to think whether it is a need to spend that money.

We can sit around and play the «What If» game all day long and look for signs of immoral behavior, then try to regulate it. My question has always been this: If I go to work and make money, whose business is it if I decide to gamble with my money? Who decides if gambling would be considered wasteful or immoral? Why would we want to give someone else the power to decide when we are wasting our money? Let me understand this, if I spend $1500 in a poker game and lose my money, am I breaking the law because I am wasting my money? What about the person who won my money? Did they also break the law? I have a brilliant idea! How about this! «Stay the hell out of my wallet, and let me decide what, where and how I want to spend my money. Why don’t we try that?

Read this carefully. It would be a good idea to avoid strange combinations of numbers. Examples would be 1-2-3-4-5-6 or 49-50-51-52-53-54. Avoid sequence choices such as 5-10-15-20-25-30 or 2-4-6-8-10-12 or 7-14-21-28-35-49. Never fill out a lottery slip by checking all of the boxes on the left, or right, or spelling out a number or letter or word with the darkened squares on the play slip.

Consider rewarding your kid for saving money. Much like shopping stores that offer coupons and prizes, you can offer prizes to your child. For instance, if your child doesn’t spend his saved amount for certain amount of time, offer him a small reward or treat. Praise him so that he is motivated to save money in future too.

Money can be good or bad depending on the motive and values of the person who is using it. However big the amount of money you have, even if you are the richest in the world, if you are rooted with proper values and good teachings, money will be used constructively. You will not be persuaded to crave more than what you have and instead, you will treat it as an asset in building lives and relationship.

Other helpful online gambling tips include staying cool when you started to feel down and frustrated with how the game is going and enjoying yourself with the game, the other players and your winnings if the game turned out to be favorable for you.

To say the odds are stacked against you is an understatement. States allow just enough people to win to keep wishful people coming back, week after week.

Set up a bank account once your child starts school. Some schools have a banking day where you can bring in money to be put into an account. If not, you and your child set up your own. When you’re next in the bank, talk about it. Why do we put money in the bank, why might we take it out? Talk about banking rewards such as them giving you money (interest) the more you save. Many banks have a counting machine you can use. My kids love to empty their money boxes into these machines, watch it count, then take it to the cashier to deposit while keeping a little for a treat. Many parents leave it up to the school to teach kids about money and banking. Sure, schools may teach currency and collect their banking money for the week, but do they teach them about good money decisions?

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